We have all been in a situation where money gets tight.

I’ve been there myself. When I found myself without a job and going through major health complications, I had to figure out what costs to cut that would have the least impact on my life. With my biggest revenue stream gone, I had to figure out how to manage my life and not destroy my credit. Some of the first things to go were my tv subscriptions, haircuts, fast food, gym membership, and even moved out of my apartment. What I learned was that the things we have are just things and can be replaced. Starting over was the best thing that could have happened.

What to costs to cut when money gets tight.

When life events happen or you spent a little too much money over the weekend, here is a list of 20 things to cut if you need to focus on savings. Trust me, you’ll be okay, and your bank account will thank you.

1.       Clubbing Bar Hopping

2.       Gambling

3.       Concerts & Festivals

4.       Weekend Trips

5.       Movies

6.       Star bucks

7.       Alcohol

8.       Manicures & Pedicures

9.       Streaming Subscription Aps

10.   Fast food

11.   Credit score monitoring

12.   Wholesale clubs

13.   Gym memberships

14.   Haircuts

15.   Eyebrow waxing

16.   Shoe purchases

17.   Gamming apps

18.   Paper towels

19.   Match.com

20.   Personal trainer

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