If you learn about and manage your credit from the start, a good credit score is easily attainable and comes with perks. Before we jump into all of the things you can do when your credit scores are good, let's establish exactly what is good credit. There are lots of businesses out there promising credit repair. You see the people around you turning their scores around, and you wonder if it's worth the time and effort to try and fix yours. The short answer is, yes. Start by assessing where your current score is.